How Can Low-Salary Employees in Kerala Get Instant Loans Easily?

Aug 12, 2025
 |  1 min read
Table of content

In today's digital world, getting instant loans has become much easier. With the rising cost of living in cities like Kerala, many individuals find it difficult to meet all household expenses with their salaries.

An instant loan for low-salary individuals is a convenient solution for people in Kerala to achieve their dreams by taking out loans and fulfilling their aspirations.

What is the Minimum Salary Needed for Loans in Kerala?

In Kerala, the minimum monthly salary required to avail of loans ranges between 15,000 and 20,000, depending on the lender. mPokket is one such platform that offers a seamless and hassle-free experience in providing personal loans in Kerala to low-salaried earners.

It offers instant cash options to individuals with low incomes and those facing financial difficulties on a monthly basis. The app helps bridge financial gaps for those in need.

There are various ways to obtain loans, with the most traditional methods being through banks, which involve a lengthy application process. With growing digitisation, even the loan application process has shifted online

Individuals can now apply for loans by submitting minimal documents on websites or apps that offer digital lending services. mPokket is one such instant loan app that offers loans to individuals with low salaries. 

Where Can Low-income Workers in Kerala Apply for a Loan Instantly?

For low-income workers in Kerala, instant loans are proving to be a financial lifeline during times of need. mPokket offers instant loans to low-income individuals who struggle to meet their monthly expenses. mPokket simplifies the process by offering hassle-free loans with minimal formalities.

As a mobile-based app, mPokket allows users to apply for loans from home, avoiding queues and delays. The instant loan app requests the necessary information from the user, and the loan amount is disbursed into their account within minutes.

mPokket provides loans not only to low-salaried earners but also to self-employed individuals who may need quick funds to manage business expenses. 

How Quickly Can Loans be Disbursed in Kerala via mPokket?

mPokket is a reputable company that offers personal loans in Kerala to individuals with low salaries. Through the mPokket app, users can apply and receive loan disbursal within 7–10 minutes of approval. This fast disbursal process makes mPokket an ideal option for urgent financial needs. The entire process is fully online and app-based.

  • The instant loan app offers a digital application process, eliminating the need for paperwork.
  • Once the application is submitted on the app, the app verifies the documents, and approval is provided within minutes. 
  • Once the approval is done, the loan amount is directly transferred to the individual's bank account within 7-10 minutes.
  • The documents to be uploaded on the app are limited in number, which speeds up the approval process. 
  • mPokket offers flexible repayment terms, allowing recipients to choose a plan that suits their needs. 
  • It also provides emergency loans to low-income earners in Kerala, giving them quick access to funds during emergencies.

Conclusion

Financial flexibility is no longer a luxury—instant loans make it possible for anyone to meet urgent needs and achieve their goals. mPokket empowers low-salaried individuals in Kerala by providing timely support to overcome monetary challenges and meet personal aspirations. This has proven beneficial for many individuals across Kerala.

Image Courtesy - Freepik.com

Gaurav Jalan

Gaurav Jalan is the Founder and CEO of mPokket, a digital lending platform serving underserved Indian youth. He leverages technology and experience to deliver cost-effective credit to marginalized populations. In his role, he provides strategic direction and oversees execution to fulfill mPokket's mission.